In Missouri, if you are injured in the course and scope of your employment, you may be entitled to workers’ compensation benefits for your injuries if work was the prevailing cause. You may be entitled to be compensated for the time you are off work by doctor’s orders (TTD), paid medical treatment, and you may be entitled to compensation for the extent of your permanent disability. (PPD)
The attorneys of Faerber & Anderson, P.C., have successfully pursued Missouri workers’ compensation claims for all types of employees, including roofers, factory workers, equipment operators, construction employees, office workers, truck drivers and restaurant employees.
Faerber & Anderson, P.C., obtained a $325,000 lump-sum settlement, plus payment of work-injury-related medical bills for the rest of the employee’s life.
Under Missouri workers’ compensation, the employer and its workers’ compensation insurance company have the right to choose the medical providers that you can see for a work-related injury. In addition to impacting your treatment, the company doctor is likely to have the company’s best interests in mind when voicing any opinions in your case.
You have the right to choose a doctor to give you a valuable second opinion, but it will be at your own expense. Sometimes, health insurance companies will provide coverage for a doctor of your own choosing.
Ultimately, the doctor may be one of the most important witnesses in your case. Contact our legal team for help in selecting the right physician to give you a second opinion or disability evaluation.
While you are off work by doctor’s orders, you are entitled to TTD benefits, which are 66 2/3rds of your average weekly wage. Also, if the doctor puts restrictions on you, such as light duty, and the employer cannot provide work within those restrictions, you are also entitled to receive TTD benefits. Make sure you give all off-work slips or restricted work slips to your employer and keep a copy.
There are waiting periods that apply. In addition, correctly calculating the amount of your average weekly wage is extremely important, as it impacts the amount of your TTD benefits and your PPD settlement benefits.
Once you have reached maximum medical improvement, which means you are not going to get any better or any worse, you are probably ready to settle your case. The amount of settlement benefits you will receive is based on a formula that uses pre-determined numbers of how much different areas of the body are worth. The attorneys at Faerber & Anderson, P.C., can help obtain the best settlement possible under the facts of your case. Call us for a free consultation.